We’re YNAB (“why-nab”), a financial education company with a money management app. We teach four habits that change your relationship with money—one where you love how you spend and celebrate how you save. For nearly two decades, people have been using YNAB and then telling their friends what a difference it has made in their lives. Check out our community on Facebook, TikTok, or Reddit (really!), or read some of our appreviews, and you’ll see what we mean. We love building something that has a huge positive impact on people’s lives.