San Francisco-based Informed.IQ uses machine learning and AI technologies to instantly verify income, assets, residence, insurance and other consumer data points, enabling real-time and more reliable credit decisions that better comply with Fair Lending laws. Informed.IQ's machine learning models are trained to process hundreds of different types of documents and consumer-permissioned data sources, automating stipulation clearance for lenders. In 2020, Informed.IQ processed close to a million consumer credit applications for several major US lenders, automating over $91 billion in loan originations to date. Informed.IQ’s AI automates verifications with a 99% accuracy in seconds with no humans-in- the-loop. Originally focused on auto lending, where five of the top ten auto lenders use Informed.IQ, financial institutions now use Informed.IQ’s technology to help offer mortgages, credit cards, and automated bank account openings to their customers.