David Ernstam Financial and Insurance Services, Inc.is a full service insurance Agency serving the protection needs of individuals and families across California since 1983. We help our clients take control of their medical and life insurance spending by finding the best plan for them and their dependents. Our commitment is to provide quality and affordable life and healthcare insurance to our clients.  We strive to give them the right information, resources, and access to the products of the industry’s largest insurance providers, to help them make the best choices for themselves and their loved ones. In keeping with our commitment, we also provide superior customer service to ensure that their purchase as well as their claims processing are handled smoothly and efficiently.